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HOME > LEGAL > TERMS & CONDITIONS
By using this Web site you agree to the following terms. Please read them carefully. If you do not agree to be bound by these Terms and Conditions please do not access or use this site.
Ownership
This site is provided and owned by:

Saturn, a trading name of Martello Professional Risks Limited (No 3276482), a wholly owned subsidiary of Royal & Sun Alliance Insurance plc.
Registered in England and Wales at Caveat House, 14 Lovat Lane, London, EC3R 8DZ.
Authorised and regulated by the Financial Services Authority.
Geographical Limits
The information on this site is directed at residents of the UK (excluding Northern Ireland, Channel Islands and Isle of Man). Accessing the site from territories where its content is illegal or unlawful is prohibited. If you choose to access the site from outside the UK, you are responsible for compliance with local laws.

These Terms and Conditions are governed by and are to be interpreted in accordance with English law and in any event of a dispute arising in relation to these Terms and Conditions, the English courts will have exclusive jurisdiction.
Alterations
The information on this Web site may be changed or updated without notice. Saturn may make improvements and/or changes in the products, services and/or programs described on this site at any time without notice.
Accuracy of Information
Saturn does not warrant or guarantee the accuracy or completeness of the information provided on this Web site. Saturn will not be liable for any loss or direct, indirect, incidental, special or consequential damages caused by reliance on this information.

Neither the Company nor the general management and employees of the company accept any liability for the information and/or recommendations that are published or accessible through the site.
Accessibility
Saturn will not be responsible for any technical problems experienced with the use of this Web site.
User Conduct
When accessing or using this site you may not post or transmit any unlawful, threatening, abusive, libellous, defamatory, obscene, pornographic, profane or otherwise objectionable information of any kind. This includes, without limitation, any transmissions constituting or encouraging conduct that would constitute a criminal offence, give rise to civil liability or otherwise violate any national or international law.
Links to other Web Sites
This site contains links, including hypertext links, that will lead you to web sites or pages that are not under our control. These links are provided for your information and convenience and the inclusion of any link does not imply endorsement in any way of the site to which the link leads. Saturn accepts no responsibility or liability for the content, quality, suitability, functionality or legality of other Web sites.

You may not create a hyperlink to this Web site without prior written consent.
Products and Services
Please note that except where specified none of the information contained in this Web site should be viewed as an offer to sell or as a solicitation to purchase any of our products or services. The information on our products and services is provided so that you can learn what products Saturn generally offers.

Coverage statements on this Web site are for general description purposes only. This Web site does not amend, modify or supplement the policies. An Appointed Agent of Saturn can supply you with full details regarding the terms, conditions, coverages, exclusions, products and services.
User ID/Password Use
If you have been assigned a User ID for access to restricted sections of this site, you are responsible for all activities executed under your User ID and are the only one who may use it. To meet this responsibility, you are expected to select secure passwords and keep them confidential.
Intellectual Property Rights
The copyright and other intellectual property rights in this site are owned by Saturn or by a third party who have given permission to Saturn to use them.

You may not download, duplicate, distribute or circulate any of the contents of this site, in whole or in part, other than for your own personal use unless otherwise stated elsewhere on this site or by separate written agreement.
Data Protection Act
Please refer to our Privacy Statement
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Saturn Tel: 01494 774431Email: info@saturnprl.co.uk Terms & Conditions Privacy Statement